Free Yourself from the Burden of Pain!
Dec. 15, 2023

Healing Your Money Wounds with Nadine Zumot

Healing Your Money Wounds with Nadine Zumot

Sign up for the Free Masterclass HERE: https://welcome.drandreamoore.com/reclaim2024

 

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Follow Nadine on IG: http://instagram.com/nadinezumot

Check out her podcast: https://beyondthefear.buzzsprout.com/

Check out her website: https://www.saveamillioncents.com/

 

Join us as we take a journey with Nadine, a holistic money coach and spiritual money mentor. Nadine opens up about her upbringing in Jordan, where she was taught that money equals approval. Despite leaving Jordan, the money trauma continued to impact her until a clear message pushed her to quit her job and focus on helping others heal their relationship with money. She offers a refreshing perspective on her struggles with traditional money mindset techniques and how she eventually found healing by addressing her money wounds. We also tackle the reasons that make it challenging for us to invest in ourselves, with a focus on childhood conditioning and societal expectations. Discover how fear of being seen and the scarcity mindset can hinder our self-growth. In our engaging conversation, we underline the importance of nurturing our inner child with love and compassion to build trust and relinquish control over our lives. We particularly focus on the struggles of women in the service profession who may feel undeserving of financial abundance. The episode continues with a lively discussion on financial behaviors and how they can be interpreted through archetypes. Learn how understanding these archetypes can help in addressing money wounds and behaviors. We touch on the concept of intergenerational trauma and its effect on one's relationship with money. Further, we explore the role of the nervous system in our money mindset and how affirmations can intentionally stimulate our nervous system for personal growth. Finally, Nadine emphasizes the value of self-love and intuition, reminding us that money is just a tool, and not to let it control our lives. Tune in for an insightful episode that's all about healing, growth, and embracing life to the fullest.

Transcript

00:00 - Dr. Andrea Moore (Host)
Welcome. Welcome, Nadine. It is so wonderful to have you here. I'm so excited for this conversation. 

00:05 - Nadine Zumot (Guest)
Thanks for having me. I've been looking forward to this all day. It's going to be so fun, even though it's going to be about money, but we will make it fun. 

00:14 - Dr. Andrea Moore (Host)
Oh my gosh, that sounds like so much fun to talk about. Yeah, so let's first start with just a little. Let's hear it from you, Like what got you to where you are right now? 

00:26 - Nadine Zumot (Guest)
Oh my gosh. So what got me to where I am? So, first of all, where I am right now is a progression from lots of things. So right now I am a holistic money coach and a spiritual money mentor. But how I got here was really from my own curiosity about money and also through my own money trauma and, of course, from my background. 

00:53
Okay, so I loved money from when I was a kid because I internalized this idea that dad is happy with me when I'm good with money. What does good with money mean? It means holding on to it. So I would hear him say so and so is good with money. I am good with money because I don't spend my money. So I was like, okay, that means good with money and we want it to be in daddy's good graces. Because daddy was very angry and you know he wasn't a very nice person, especially to us at home. He was pretty abusive, unfortunately physical, emotional and financial abuse, withholding all of that. So I grew up with this mentality of you hold on to money because you need to be a good girl, right? So that was my bonding thing with my dad. 

01:41
So I went to uni and I did nutrition, but then I graduated I was like that doesn't make sense. I really like to work in money. So I straight away worked in accounting. So I worked in accounting and I still did not feel good about money because the more I grew into myself, that was so just back peddling. I grew up in Jordan, in the Middle East, so it was pretty freaking oppressive there and like oppressive from being there in the 80s with all the wars raging around us and also like everything in the country and also oppressive being a girl there and oppressive at home because my dad was not nice. 

02:23
So at 24, I managed to escape and move to Australia on my own, started from scratch. That's where my accounting started, like working in accounting, and I was like, okay, textbook wise, I'm good with money because I have good savings. But I'm not happy. And the more I grew into myself, the more I looked at what I wanted to do with my life. I'm like I broke free from Jordan, I broke free from my dad. I'm no longer in survival. What does thriving look like? And I could not thrive because I was scared of money. 

02:58
So what I believed was I was good at money, meaning I'm holding onto. It was actually money oppressing me. I brought my dad with me in the form of money, to Australia, to America, to France, to all the countries I lived in. It was haunting me, so I had to do something about it and I had to, like, loosen the grip so that I can go to the gym, so I can go and do circus classes, so I can go to concerts, so I can travel. Every time I spent a dollar that is outside of my half twos. I felt like death. It really felt like death. 

03:35
And then, in 2015, I got the calling that I needed to quit everything and I needed to help people heal, but I needed to heal first. I mean, that was clear as day message. There was like no left or right about. It was like dead center in my face. I was standing by the Mississippi River in New Orleans. I was there on a holiday and the message was clear Everything you're doing was great, but you need to stop it and you need to do your purpose. And I was like, oh, it's okay, all right, here we go. 

04:08
So I was 35 at the time and to start my business, to do all that, to quit my very secure, yet boring, stifling job, I had to work on my money and that's how it started for me. I did all the money. Mindset courses didn't work. I was fine with budgeting, I was over budgeting, that was not my issue, but the mindset that I am abundant. I am blah, blah, blah. With the tapping and the affirmations and the mantras and all that that. My body was like no, all right, like no, yes, no. My brain was like yeah. My body's like no, this is not working for me. And that took me down the rabbit hole of actually white healing my wounds and money and my money, trauma. And one thing led to another and here I am. 

04:57 - Dr. Andrea Moore (Host)
Oh my goodness. First of all, I want to ask you a million questions just about. 

05:01 - Nadine Zumot (Guest)
Please do? 

05:04 - Dr. Andrea Moore (Host)
I guess, like first of all, I'm taking a little bit to be like, oh my gosh, like you being able to escape from Jordan and like the oppressive upbringing, like it just I don't even have words, like I just have so much respect and it's like what is it about somebody that allows them to just be so fiercely, I don't know, like there for themselves and able to take such massive, I'm sure, terrifying, action? 

05:34 - Nadine Zumot (Guest)
was terrifying and it was pre-internets. Just to like, wow. Just to say, was all this information wasn't ready for me on the internet Like, oh, go here, go there. No, it was pre-internet. 

05:45 - Dr. Andrea Moore (Host)
Oh my gosh. So I just want to be like so much respect. 

05:48 - Nadine Zumot (Guest)
Thank you. Thank you, like it was very hard, it was very very hard. 

05:52 - Dr. Andrea Moore (Host)
I yeah, but my parents escaped from Czechoslovakia and the Russians and faded, but like they were their parents kind of yeah, they were in their late teens and it's just like. Even that, like I can't wrap my head around. So it's just like your situation with like even more like around there and oppression is like it is mind boggling to me. It's just like. Like that is like one of my. I always say so what is it that makes someone tick to like be able to break free from that? It's just to me, like it was in front of me. 

06:20 - Nadine Zumot (Guest)
I was either living oppression all my life or I just I pick myself up and I go. Yeah, and I'm very lucky to say my mom was very supportive. She was the only one that was supportive in the family. You know, like I had my uncles, my father. My father didn't talk to me for 10 years after that and good riddance, I don't really care. But like everybody's, like you, you're a slut. We don't have girls that go and live in Australia on their own. Who do you think you are? Blah, blah, blah. It was, oh my God, it was the war. You know I had to lie in the beginning and say I'm only going for six months. It was a lie. I wasn't only going for six months. I had no intention of ever returning, no matter where I ended up not Jordan for sure. But that was the only way for me to leave was to lie. Yeah, no one saw how many suitcases I had with me because I packed my own lie. 

07:15 - Dr. Andrea Moore (Host)
Oh my gosh, that is just so powerful and just so amazing and yeah. 

07:20
And then I love like the other thing about your journey that just like really stood out is that, when you're standing by the Mississippi River, for you to say like you got that message of like everything is good, but it's time to stop. Oh, my gosh, like I got shells when you said that, because I think that is one of the most like I hope. I said like it's a weird comparing it to you know, escaping Jordan, but like it's like I think that is right. It's like when things are good in quotes, like good enough, like I'm finally like safe enough. Yes, like things are kind of like on paper, it's like it's good, it's like don't mess with it Right On paper was perfect, yeah. To then go and be like, yeah, but it's not me. This isn't where I continue on with and to be able to hear that message, so clearly it was hard. 

08:03 - Nadine Zumot (Guest)
It was hard because at the time I was living in Melbourne, australia, and every single detail aspect of my life, from my social life to my job, to my activities, to where I lived, to everything, was something I created from scratch. I did not, wasn't born there, I didn't create the friendships I created. Every single friendship, every single thing was curated on purpose and with intention. And for me to know that I had to lead everything I knew and walk into uncertainty and become self-employed and what the hell does that mean anyway, and like that was, you know it was a spiritual awakening, but it also came with a very dark night of the soul. You know. It came with, like all this depression of what? What do you mean? But with me, I think what I'm coming to understand about myself is due to my very difficult childhood. My coping mechanism, like the way that I was able to survive my household as a child, was to become hyper reliant on my intuition and that is why my intuition when it speaks oh, I listen because she's loud as hell. 

09:12
You know she's like do this. All right, we're doing that because if I don't listen she will keep speaking. There's no escaping. And as a kid that helped me dodge a lot of things let's just put it that way and it also helped my siblings and my mother with a lot of things. So it was really linked to my survival. So I listened to my intuition. 

09:31 - Dr. Andrea Moore (Host)
Wow, yeah, even though my gosh that's so powerful, because so often what I feel about those with chronic pain is that, like the way that I often describe it is, it is your body speaking to you. It's been whispering and now it is screaming out because it isn't being listened to. Like you said, it's like if you don't listen, it will keep talking. And yeah, if you keep not listening, it often can manifest in chronic pain. So again, I just want to tell you that. 

09:59
Heck out of you. Listen, I think that's not easy to do, no, and oh my gosh, so many things here. So I know I've gotten away some money, but I just really wanted to money money, but it's not. But yeah, so I yeah, it's like I bring somebody who talks about money on a chronic pain podcast of exactly that right there. I mean, you've just already illustrated it beautifully is that being able to? I want you to be able to speak to this when we can have a healthy relationship with money. It affords us so much in terms of pursuing our passions, living an aligned life, and I think where you get to that's so cool. Is that just like chronic pain can do it. Money can kind of highlight these core wounds and just show us the exact path to where to turn inwards and look yeah. 

10:49 - Nadine Zumot (Guest)
Money hits you where it hurts. Oh, I mean, the shortest shortcut to your core wounds is through your relationship with money. That's why, when I work with clients, if we don't just stick with finances, we go to the source. Because the way you act with money, the way you feel about money, the way that money makes you feel about yourself, is a reflection of what's going on inside of you. They say change your beliefs, change your life. I say change your relationship with your core wounds. That will change your life because your beliefs come from that. 

11:25 - Dr. Andrea Moore (Host)
Yes, I am like so, like literally, if you just like replace the word money with pain. I'm like, oh, you're describing exactly what I think about pain and it's all intertwined. It's all intertwined, so much so because so often and this is also what I want to bring attention to is that I'll talk to a lot of people who they have a console. Call me. They're like I'm ready, and then, when it comes to spending the money on themselves, they won't. It's hard. 

11:49 - Nadine Zumot (Guest)
It's not it's so hard. 

11:52 - Dr. Andrea Moore (Host)
But yeah, I'd love for you to speak to even that. What is the core room that can make it so hard for us to invest in ourselves? 

12:00 - Nadine Zumot (Guest)
Well, that could be so much, because a lot of times what happens is that we know sometimes we grow up in a household where we are told be the good girl or the good boy or whatever, and take care of your siblings, come help mommy with this, or I'll give you your allowance when you do your chores. So we learn, we internalize the fact that, oh, when I put people ahead of me, I'm good. Putting in ourselves is putting ourselves ahead, and that can trigger this whole chain reaction in your nervous system of like I'm not safe because I'm putting myself ahead. The other thing is, sometimes, when we invest money in our growth, there is a part of us that's like I'm ready, what do you see me? Because we know that the work works and it will reveal parts of us that don't want to be seen. Or the parts that protect those parts that don't want to be seen are like no, no, no, we're not going there. That part is in the closet, it's safe there. We are not ready to expose. 

13:09
So this quote unquote self sabotage can happen when there is a part of us that's like do not look at me, I'm not ready. Or like, okay, maybe you know, what are you going to do to me? Are you going to annihilate me? Because it's a part of us and knowing that healing is not about annihilating parts of us. It's about bringing them to the light and loving them and accepting ourselves as whole. It's an act of integration, not an act of further fragmentation. So that's what sometimes happens right before we invest in our growth. Oh yeah, any other scenarios, but these are the two main ones and of course, there's the other one of like that scarcity of oh, is that money ever going to come back to me? What if I spend it and I never make it again? So that scarcity mindset also is part of our money trauma, really as a collective and as individuals as well. 

14:03 - Dr. Andrea Moore (Host)
Oh my gosh, this was so, so powerfully said and I love, love, love what you said about the wholeness. Like I developed a method called the whole self integration method. So I'm like, I'm so on board with you because exactly that like and I speak to this all the time that sometimes we resist healing because that is what is perceived as a threat to the nervous system, Because your body's not stupid, these parts aren't stupid. They know that if you heal whether it is money, trauma, whether it is pain, whether it is some other type of whatever your kind of weight in is to yourself that we then get out there and use your voice. It might be seen for your passion or your art gets out there or you just being. You gets out there and your nervous system has learned that that is not yeah. 

14:55 - Nadine Zumot (Guest)
Bigger than you are, you'll be seeing uh-uh. We don't know what's going to happen then Exactly. You might fail, you might you know your dad might see you, or blah blah might see you from high school, which who cares? You know all these like internal things, but what we need to realize is that all of this is from a perspective of younger parts of us. So of course it's a big deal to them, whereas 42 year old you, you know, of course it's not a big deal. But when we have these unhealed parts, it's the world to them yeah, I don't know exactly. 

15:29 - Dr. Andrea Moore (Host)
They perceive it as such a threat. So it's like I think there's so much talk of like, you know, get rid of the boundaries, those self-sabotaging thoughts, and like get rid of your inner crick, and I'm like these are children that are terrified. Like we need to treat them with so much love and compassion and how One million percent and the safety that we do have, like, as you said, as your adult self. 

15:52 - Nadine Zumot (Guest)
Yeah, and build that trust because, as you said, these are younger parts that have been really like hurt and abandoned and how do they feel about adults? They don't trust adults. So how would they trust you as an adult? Right, totally. So part of the feeling is actually repairing the relationship between that younger part and their relationship with trusting adults, especially you. And that's when they start relinquishing and like going back to being a child and I say like letting go of the steering wheel so that the adults actually drive. Because with money, when you're younger parts, when your unhealed parts are driving, it's like you're giving the wheel to a seven-year-old Whoa, it's a joy ride and you're just bumping into things. But of course, there's like that mature part of you that is sitting in the background that's going can I? No, I need to drive up. But that part's like no, no, adults, we can't trust them, you know, and that's what happens. 

16:53 - Dr. Andrea Moore (Host)
Oh my gosh. Yes, I love, love, love the way that analogy is so powerful and I think, for women especially, I'm curious like where you see that part. It's like there is just such a direct, you know, like threat and conditioning around money and having money. I know that I, you know, struggled with that as like a quote-unquote healer. I don't really like think I don't know whatever. 

17:15 - Nadine Zumot (Guest)
Your presence is healing. Come on, you're all right. Thank you, okay, I don't know. 

17:20 - Dr. Andrea Moore (Host)
Maybe that's part of my way of like getting around some of the work, but there is this like I literally have people like message this to me or email this to me. Like how dare you, you know, not provide your services for free? Like, how dare you not make it affordable, right? Like there's so much of that programming that's there for, like those in the service professions that somehow don't deserve fake money. 

17:47 - Nadine Zumot (Guest)
Yeah, I know what you're talking about. I do work with a lot of healers. That's actually mostly the people that I work with, people that are in the healing arts, so not necessarily like rapey healers or whatever. It's more like people that love to use their gifts to heal others, whether it's in writing, poetry, reiki, coaching, whatever therapy. So I do get that a lot and what happens is that we feel like who am I to charge this money and how can I provide this service for free or for like little charge to make it accessible to more people as possible? 

18:24
You have a podcast. That is amazing. You know, you provide so much value on your podcast. You provide so much value for free on social media, but sometimes, when people need to go a step deeper and select us to take them there, we are taking time away from our lives. To do that, and for us to help people, we also need to be not in survival mode, because when you're in survival mode, you are not operating at full creativity and capacity. You're operating from reactivity. So as a healer or as a practitioner, you're not taking care of yourself. You're taking care of your basic needs, your family's basic needs. You're not there 100% for your clients. 

19:09
So, of course, we have to charge in a way that's not from our wounding, because sometimes I do see people charging from a place of a money wound and that shows, and also coming from a place of not hunger. You know, like sometimes you go on a sales call with someone and they're like trying to sell you out of a place of hunger and it's you really does come across and that's not cool. I don't really like it because I feel like the practitioner is coming from a place of survival and they won't be there for me at full capacity. But yeah, we do sometimes feel like we feel guilty for charging. But to all of us that feel guilty for charging, we need to take care of ourselves, because the more we take care of ourselves and that includes financial care, because it's 2023 at the moment and as far as I know, everything costs money and the other thing is we need to always be, you know, like just going and developing our skills too, and that also takes money, right? So, charging in a way that feels aligned to you, that feels aligned to the client, that you want to, you know, ideally, help, that is a service for everyone. 

20:18
And the other thing is that people pay attention when they pay money. How many courses, how many programs, how many freebies do we all have in our email that we did not ever even look at Totally? You pay, you pay your attention. That's what happens, and the funny thing is, the more I raise my crisis, the more people pay attention to their healing journey and the better results they get. Yeah, I've seen it. So it's really easy to win for everyone and it kind of like makes people go like when I invest money, when I give you money, that is, I'm voting for you with my dollar. That means I am committed to my healing. Yes, 100%. It's an energetic exchange and I often say the energy as healers, the energy like we give, is way higher than any monetary value. 

21:11 - Dr. Andrea Moore (Host)
Yes. I love that. Yeah, that's so beautiful, and I know you speak to different ring money archetypes. I would love to hear how well, why is it important to identify in the first place, and what are the main ones that you tend to work with? And what do you see, or what does it mean? I guess what does it mean? Yeah, let's stop there. 

21:31 - Nadine Zumot (Guest)
Okay, so back in 2020, I feel 2020, I was giving a workshop and it was about debt and I was listening to the women speak and something in me was like something needs to be, like we need to go deeper. Their debt is a symptom. We need to go deeper. So I went down the rabbit hole one of the many rabbit holes and I found this woman called Deborah Price. So Deborah Price is the CEO of the Money Coaching Institute, and then I read her book. Her book is called Money Magic. 

22:04
I read her book and within two days, I signed up to work with her because, like for to be certified by her, because she uses money archetypes. So money archetypes are essentially the different parts of us that manage our finances, whether they're all on either a conscious or a subconscious level. So she, I believe, like for as long as I've been alive, she has been a financial advisor and a financial coach, so she's seen a lot of people walk through her doors, and she summarized our money personality as one of eight, you know, or like. I think that it's a blend. So I took the foundations from her and I added to everything I learned from her. But my nervous system work and my like work and money troll on all of that. 

22:49
So I've developed a lot on what she teaches, but essentially she says that there is eight ways people react or deal with money, and she calls them the innocent archetype, the victim archetype, the warrior, the magician, the fool, the creator, artist, the tyrant, and I think I'm missing one, I'm not sure. Anyway, we will talk about them and I'm sure it'll come back up. Oh, my. 

23:14
God, now it's bothering me. So it's. You know, it's a combination of all of these and the reason why I like to use them and the way I teach them is looking at your financial behaviors from the lens of the archetypes of like oh, I overspend today. So that's the fool archetype that's come online, you know, like your fool is operating, or like, if we go back to that analogy of driving the car, the fool is driving. How old is your fool? When does she come up? What happens? 

23:44
So it's easy to categorize each archetype with its actual subconscious intentions, so that we can provide that archetype, or that part of us, with what it actually needs versus how it's acting out. Oh my God. So obviously each archetype is also connected to a nervous system response you know with, I feel like, even though me personally, I had the opposite money wound symptom, which is like money hoarding. But I would say 90% of people who walk through my virtual doors have the full archetype very active, which is like the overspending, unable to save money. It slips through their fingertips. So that is when the fool is very active. 

24:27
So why is the fool active? What is it that you want? What is it that you're actually hungry for when you go to a shop, you know, what is it that? Why are you overspending? So there's all these like questions that we ask when each archetype is active and it really narrows it down because if you, you know, deborah always says, if you can't see it, how can you heal it? Yes, yes, she's amazing. She's incredible. But, like, if you can't identify which archetype it is that's acting out, where do you even begin? Because I'm shit with. Money is such an umbrella thing. What do you mean by that? Because we need to understand. Where are you acting out to give your inner child what it needs, so that protector part stops, you know, just giving what it wants versus what it needs, kind of thing. 

25:18 - Dr. Andrea Moore (Host)
Totally. I love how you talked about how they can be like a blend, because or there's different words. I like how you say no, pitch up for once are active, when I think I know this is like before I learned hearts, work and things like that. It was so hard to even see things because I'm like well, but in that situation I'm fine. You know like, oh, maybe I overspend over here, but normally actually I'm really good at saving over here, right? So it just makes it so. It's like you can't, almost can't, see either of them. Yeah, exactly Because they're in such a paradox or in like such a tension with each other. And then, once you identify them as two different parts that are coming up at different times, yeah, exactly Two different situations. 

25:54 - Nadine Zumot (Guest)
Yeah, it makes more sense, right, when you look at them from that lens. It's not like a horoscope, when you're one thing and not the other 12 or the other 11 with archetypes, like when you, if you go on my website and do the money archetype quiz, you will get a bunch of them that are passive and active. So it's not like you're the fool, cool stop. It's more like you've got a little bit of fool here, but you've also have the victim. So it's more like the how your archetypes relate to each other and who is louder and who's actually the one that's doing the screaming and the other one doing the protecting. 

26:25
And we do all of that just so that, like, if you want to save $10,000 and you've never saved $10,000 and it doesn't feel safe to your inner child to have $10,000, all these archetypes are going to act out, they're going to sabotage the goal. So we need to look at what's going on so that we can go and actually show your inner child that, yeah, 10k is actually OK and we're going to be doing it for this and this reason not because sometimes having money is actually not safe for your nervous system, even though the cognitive level it is, but if you're not used to it you'll sabotage. 

27:04 - Dr. Andrea Moore (Host)
Only yeah. I mean, one of my big things is this total fear of it will all be taken away. So it's like then what's the point? And I'm like, oh wow, look at my family's history. Literally I had two ancestors, I mean very directly Grandpa's, on both sides. One's a great grandpa, one's a grandpa Jailed for being entrepreneurs, whoa and then Holocaust survivors like literally everything taken away. 

27:29 - Nadine Zumot (Guest)
Yeah. 

27:30 - Dr. Andrea Moore (Host)
But it's like no wonder. My nervous system is like, oh, everything's just get, what's the point? Like that's where I go, yeah, that's my protective mechanism against the whole. Like oh, I love that example. You say, if you want to say $10,000. Right, my nervous system's like, yeah, but what's the point? 

27:49 - Nadine Zumot (Guest)
But I understand, and the intergenerational trauma. Of course it trickles along the bloodline, doesn't it? It does. 

27:56 - Dr. Andrea Moore (Host)
But when you can see it all and how it fits, it's so fascinating and I'm like it's kind of fun to work with it's actually fun. 

28:04 - Nadine Zumot (Guest)
It's actually fun, yeah, in a weird twisted way. I mean, I think your listeners also like the weird twisted stuff. 

28:10 - Dr. Andrea Moore (Host)
They already know I'm weird and too em always. I am always fun at the party. Let's talk about trauma. Let's go dark and deep real fast. 

28:16 - Nadine Zumot (Guest)
You know we have a drinking game at home, me and my husband. Every time I say the word trauma, I love talking about trauma. Come on, I know. 

28:28 - Dr. Andrea Moore (Host)
One weird, like my husband had to like implement a rule out of respect for him that past 10 pm I am not allowed to come into the bedroom and start having a deep philosophical conversations about trauma. I think my husband and your husband need a support group. I think that's not one. Like it's 9.45. Like 15 minutes let's go. 

28:49 - Nadine Zumot (Guest)
But you're a lot. I'm not something very deep and horrible, I know. 

28:56 - Dr. Andrea Moore (Host)
I'm good. 

28:58 - Nadine Zumot (Guest)
I agree, I actually love this deep talk. I don't really like whatever you know, even in the realm of healing that mindset talk. It aggravates me Same, especially when I get people that are like I've spent thousands of dollars working on my money mindset and I feel worse because it's not your mindset. 

29:22 - Dr. Andrea Moore (Host)
Okay, yes, I loved listening to you talk about like I think you said at the beginning too I know I've heard you talk about in podcasts of like you can sit here and tap and say positive affirmations, all you want. And I'm like the exact same way, because the chronic pain healing space is the exact same way. It's like, well, how do you think about your pain? Is everything right? Like your brain creates your pain. And I'm like not quite that simple, like you're breathing your nervous system or feedback loop. 

29:47 - Nadine Zumot (Guest)
Exactly, exactly. You're. You know, change your beliefs, change your life. That's the whole thing. Like change the way you think. Yeah, like I'm not worthy. No, I am worthy. No, I'm not worthy. I am worthy of money. Yes, I am. Yeah, you know like. Yeah, that doesn't change anything your nervous system. Still, it's not on board with this. You know like this whole like change the way you say things. Yeah, of course you don't want to like keep affirming out loud negative things, but that's just like having a cherry on top of the cake. 

30:17
We need to get to the flour and the butter and the things that are making the cake, because that's what is making everything. 

30:24 - Dr. Andrea Moore (Host)
Yes, and I'm curious if you found the same thing. Because so I like went on like a hardcore, like fuck the affirmation world, you know what I mean. Like I had to have like my like cheers to that yes Affirmations 100, like oh my God, I said an affirmation of my brain like nervous or whatever you can. A lot of call at this point I don't even know, is like let me give you a hundred reasons why that's not true. Like well, I feel like I want to feel like more shit about myself. 

30:49 - Nadine Zumot (Guest)
That's nice. Thanks for calling out all this. My body is like here's your middle finger. 

30:53 - Dr. Andrea Moore (Host)
Yeah, that doesn't work for us. Yeah, exactly, and it's like, as I, have healed core wounds Not that they're ever- completely healed or whatever. 

31:02 - Nadine Zumot (Guest)
There's always more, but you know what I mean. 

31:04 - Dr. Andrea Moore (Host)
I have started to like feel such a shift in my nervous system that it's like. Sometimes then, when someone enters like, or you know, I like I'm listening to your podcast and I hear you talk about money in a different way it just it's almost like it clicks in my nervous system so different that like was it possible before right? And I'm like that's true. 

31:25
This is where people are talking about how when you change your belief, it changes things. And I'm like, yeah, oh, like, okay, I see what they mean, but you already have to have a nervous system that is flexible, being safe, and is safe stepping into your power, and is safe like all you know. What I mean is it's like safe to be you, because otherwise it, like it just pergrades on your nervous system. And I heard that what I always say is like your whole nervous system has to be on board with that belief and then, if they are, then then like you really can just change your mind, that mindset stuff can work. 

32:05 - Nadine Zumot (Guest)
So you know I'm sure you've talked about this on your podcast but, like, 20% is from the brain to the body and 80% of whatever is going on in the in life is from the body to the brain. Right? So when your nervous system is on board, then you can have these like thought shifts that can change things, right? So when you talk about, like, healing your core wounds and working on them we are creating, I've always had this wonder in my whole life and now, finally, I have the answer like, is it ever going to be safe to feel safe? Right, like, is that other shoe going to drop? Like now it feels I have answers to that question, but before it was this big like inquiry of like, is this ever going to freaking change? But once your nervous system is on board, yeah, I mean that 20% is easy then right. 

32:54 - Dr. Andrea Moore (Host)
Yeah, and the chances are, though, if you have been trying over and over and over again, it's not mindset. Yeah, because mindset is kind of easy. I mean, mindset really does you know? Yeah, exactly, yeah, I love, I love how you speak to that and thank you. It's our instinct. Is anything that's painful, anything that feels hard, right? Anything that, like, leads to the discomfort in the body? It's like it's our natural instinct to turn away to want to avoid it and it's like affirmation sounds so much easier. 

33:26 - Nadine Zumot (Guest)
How much amazing things can you find inside of your trauma. Right, you can find so many treasures inside of your trauma. Yes, your purpose is inside of your pain. Oh, I love that. 

33:41 - Dr. Andrea Moore (Host)
I love that. The only time I use affirmations now is to purposely piss off someone's nervous system, just to like you know what. 

33:47 - Nadine Zumot (Guest)
I mean it's like all right, yeah, we show the trigger people. You know you gotta be good. 

33:51 - Dr. Andrea Moore (Host)
It's really pissed off at it, all right. Well, that's what's blocking that belief, right exactly? Awesome if you could use after that, I approve of affirmations done to purposely trigger your nervous system. 

34:02 - Nadine Zumot (Guest)
That's really funny, it's true. Actually me and one of my best friends. He does that. He says things to me just to piss me off and I'm like, thank you, now I know who's actually aggravated inside of me, which part of me. That's like yeah, yeah. So you gotta give something for your parts to react to, right, oh totally. 

34:20 - Dr. Andrea Moore (Host)
It's always so fat, right? You just like see a random post on your Instagram and just like feel like your blood like flow and get hot and you're like fascinating what is this about? 

34:31
right, whereas before it's like I would see that I would be like, set off in a reaction for days and like the world without to get me. You know what I mean. It's like I would just get so lost in my trauma response and just with no separation from it, no ability to see it. It just felt like the world was attacking me and now it's more like so. It's fascinating that I got so pissed at this. 

34:54 - Nadine Zumot (Guest)
Oh, you feel safe to explore because, yeah, you feel curious, you feel playful all the yummy things of having a regulated nervous system. 

35:04 - Dr. Andrea Moore (Host)
I know bring it back to money is like where could people even start if they notice some of these money willings? 

35:12 - Nadine Zumot (Guest)
Okay. So first of all, let's just like be clear on what a money wound is. To your point, if something cannot be resolved from a budget, a strategy or a mindset shift, you got a money wound. Okay. If something is really intense, debilitating, it activates your nervous system. Any money related thing. 

35:34
You have a money wound and knowing that you know when you're acting out with money it's coming from your body versus your brain and it's not your fault, you kind of know where to go. You kind of know that your nervous system is a part of you that's reacting, not your brain. You release that as a physiological response versus I need more strategy, I need another course or I need another. Whatever, I need to be more disciplined right. So to know if you have a money wound, if money triggers your nervous system and the trigger effects remain for a long time, they're frequent, they're debilitating okay. And knowing that when your money wound is triggered, you lose access to your critical thinking brain because your nervous system is activated, it. Your nervous system thinks that you're being chased by a tiger, right. So where do you go? First of all is to release that. So recognize always like, recognize, connect, release, recognize that something is happening, that it's a nervous system response, that maybe it's a flight response, maybe it's a flight response, and then connect with it. 

36:41
Where is it in your body? What's happening? You know, without going into the story because you're not yet ready to be in the story, go into it and just see like it's in my stomach. It feels like I want to punch somebody's face in. It feels like I'm small, I'm worthless. It's never gonna happen for me. It's like I'm never gonna get ahead all that stuff and release that be that inner parent that knows that there is a younger part that's reacting this way, that you're maybe acting out from a younger part. Release that as a physiological response. Get yourself back into your critical thinking brain, into your like regulated state, then make decisions from there and oftentimes, 90% of the time, you realize that there was no situation the first place. It's just this whole like chain reaction of from like a corvun trigger, the belief happened, emotions, and then you know oh my gosh. 

37:38 - Dr. Andrea Moore (Host)
Yes, I love what you just ended with, like half the time or whatever, 90% of the time, whatever. It's just a. You just don't really. There wasn't even anything there like, oh my gosh, cuz these things are subjective, they're not objectives. 

37:50
Yeah, it is true to you, but they're yeah, they're subjective, and I also just love the emphasis on like, not making a decision from that emotional place that is, oh my gosh, I say that so many times to my clients like, don't analyze your life. I say that to myself, yes. I say to it's like, okay, I'm in a dark downward spiral. Just don't make any decisions, don't try to analyze, right when you find yourself like everything is shit, everything is horrible, and if, yeah, just it's like nope, yeah, I'm just no, exactly, exactly like making any decisions from that. 

38:23 - Nadine Zumot (Guest)
everything is shit, everything is from that downward spiral. It will cost you a lot of money, like how many times have I invested? Yes yet another marketing program from that downward spiral. Only when I'm up in my Regulated state I look at my. Don't have a million other Coursing coaching programs that look exactly like this. The promise right same bullshit. 

38:46 - Dr. Andrea Moore (Host)
And then you still haven't implemented any of the colors. And then, because it's not about strategy, but exactly Exactly yes, it's like my favorite line. I'm getting better at this money piece. But I'm always like, well, I just need to track my money, like that is my one thing, and so it's so easy to be like, oh, I just haven't taken the time to do it, versus being like I wonder what is making it so hard to literally put three numbers, because it's not like my senses are that yeah, let's making you avoid doing that pretty like lean business, like to track I mean, it's what ten numbers total on my expenses and like whatever. 

39:19
And yet it's fascinating how much resistance and how much I procrastinate just bringing up the spreadsheet to do it right, but it's so. I'll catch myself all the time being like, well, maybe I just like need to learn how to book. I don't need to learn how to book. Keep, stop it right, stop it They'll be brave yeah look at this deeper. You're reminding me that there shouldn't be. 

39:43 - Nadine Zumot (Guest)
Exactly yeah, and the funny thing is that we are the people that need to hear our message the most right oh my gosh. Yes totally. 

39:55 - Dr. Andrea Moore (Host)
Did you ever doubt like the call of the client you like man. That was some great advice I gave. 

40:01 - Nadine Zumot (Guest)
Myself. I know Like oh my god. 

40:07 - Dr. Andrea Moore (Host)
Come back and I like man, I implemented xyz and here's all my results and I'm like I should probably implement that as well. It sounds really good what great advice I would gave you to do. Oh, that was a big thing. 

40:18 - Nadine Zumot (Guest)
That's so funny I had. I think when I first started I was jealous of my clients because they had me as a coach. I wanted me as a coach too, like. 

40:31 - Dr. Andrea Moore (Host)
It's hilarious. Oh my gosh, I love the language you speak so much. It is just so on point, and I feel like this word that you do is so important, because we need people healing these wounds so they can bring their guests to this world. 

40:48 - Nadine Zumot (Guest)
Yes, and to stop the perpetuation of greed and scarcity and all of this. I just see people as like inner wounded, inner children Running our world and it's all like wrecking everything right, oh my gosh, let like literally, literally wrecking, literally, like making everything. 

41:06 - Dr. Andrea Moore (Host)
The world cannot have nice things. No money is in the wrong hands. 

41:10 - Nadine Zumot (Guest)
Yes. So Healing is something that we all need to look at. We need to stop looking at money as numbers. We need to stop looking at money as it's greedy to have money good. That money in the hands of good people will elevate others. 

41:25 - Dr. Andrea Moore (Host)
Yes, like, oh my gosh, I just like want to screen that from Like as soon as. 

41:31 - Nadine Zumot (Guest)
I, my income started increasing. I hired three people, have a how awesome is that? That you get to create job opportunities For people that they're excited to do and they're creating job opportunities to, and so on and so forth. You know, and I do believe that we are. I mean, I don't know if it's believing or hoping, but we are maybe moving into. Yeah, I'm, I am hoping. We can't afford to stay this way as a collective. We cannot afford it. Now earth is gonna kick us out. You know, like, okay, literally, you fucked arts. You're done. We gave you all these like millions of years. You're gone. Now, right? 

42:08 - Dr. Andrea Moore (Host)
Seriously, we gave you so many chances. 

42:11 - Nadine Zumot (Guest)
Extinctive. We don't respect our life here. It's all money driven, it's all wounding. 

42:17 - Dr. Andrea Moore (Host)
Yes, and I think it's so easy to just be like oh well, it's money, that's the problem, versus money used incorrectly or out of wounding that's yeah, I always like picture money as like. 

42:28 - Nadine Zumot (Guest)
Why are you keep seeing shit about me? I like this neutral thing papers, shit about me. 

42:36 - Dr. Andrea Moore (Host)
Oh, I have to tell you something really funny. And then I know he used to wrap up, but the first time I like did this kind of somatic experiencing around, connecting with I guess it wasn't somatic, such connecting with money as like an energy. I'm trying to think of what it even was. I don't even remember what the process was, but what whatever money tames in me as this Stick figure guy and he was like my name's bill get it Just exist in. Y'all are like you, like he was, just like I'm having a good time over here and you guys are kind of ruining, like I don't want road trips with you. 

43:12 - Nadine Zumot (Guest)
Why me? 

43:16 - Dr. Andrea Moore (Host)
Oh wait, I was like it was cracking up, like he was so funny. It is hilarious, your main bill. 

43:23 - Nadine Zumot (Guest)
Yeah like, oh, hey, Bill. 

43:28 - Dr. Andrea Moore (Host)
But like it's like such oh god, I'm venting with money, like this was it years ago, right Like where it just felt like this really intimidating thing, not intimidating, let me just try to chill like, yeah, I know money's just like this blue thing that we invented. 

43:43 - Nadine Zumot (Guest)
Right, it's a joke. I do a lot of work with my own, like spirit guides and all this, and one time I asked, like what is money? And I didn't like the answer until I thought more about it, because the answer was money is a Serious joke, like it can create serious consequences of your. You know it can because it's really linked to our security and survival here on earth, but it's a joke because we created it. 

44:07 - Dr. Andrea Moore (Host)
Oh my gosh, it's on us as humans. 

44:10 - Nadine Zumot (Guest)
We created this damn thing. That's like what are you guys doing? Like yeah. 

44:15 - Dr. Andrea Moore (Host)
What would my one, my ear, yeah, totally. Oh my gosh. Oh, that's so good, bill. Oh yeah, bill, and it's so funny that you say you the joke and that it's what we created, like it was literally like a stick figure drawing like oh my gosh, that was like. Represents that in so many ways. That's so fascinating, oh my god, yeah, yeah, I love that. Okay, where can people fight? You obviously have an amazing Using podcast. 

44:39 - Nadine Zumot (Guest)
Thank you. Well, my podcast is called the money healing podcast, so I'm mostly very Generously sharing over there. I do have an Instagram, nadine, so what is the handle? I'm kind of like sketchy on there. Like my podcast is my safe space, instagram and that algorithm. It kind of fucks with me sometimes so I'm there, I'm on dns. If anyone has a question I'm happy to answer, but in terms of like, getting value and getting good information, the podcast is the place to be and also do the money architect was on my what's it called? My website, which is save a million sensecom that's the name of my Business safe a million sense. 

45:24 - Dr. Andrea Moore (Host)
I love it. I love it so much. Well, thank you so much, nadine. This was such a powerful conversation. Have you had any one last thing to leave people with? What would it be? 

45:34 - Nadine Zumot (Guest)
one last thing is Always go with your intuition, and your intuition lives in your body. So take care of your body, your body. You've got only one body. Love your body and let it love you back. And money is just money and You've got one life fucking live it oh. 

45:52 - Dr. Andrea Moore (Host)
Long it so so much. Thank you so much for being here. 

45:56 - Nadine Zumot (Guest)
You're welcome. You're so welcome. Thank you so much for having me and thank you guys for sticking around when we talk about money, Absolutely thank you. 

 

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Nadine Zumot

Holistic Money Coach

Nadine Zumot is a trauma-informed Money Coach and a Spiritual Money Mentor. Her work offers a holistic perspective on your financial progress by clearing and healing any past wounding and conditioning that might be impacting your present and future regarding money.